New investors often wonder whether to buy individual stocks or invest in Exchange-Traded Funds (ETFs).

Comparison:

📌 Individual Stocks: ✅ Higher potential returns ✅ Direct ownership in companies ❌ Requires research and monitoring ❌ Higher risk if the company fails 📌 ETFs (Exchange-Traded Funds): ✅ Lower risk through diversification ✅ Professional management ✅ Great for beginners ❌ May have lower returns than individual stock picking 🔥 Advice: If you're new, start with ETFs like S&P 500 ETFs (SPY, VOO, or IVV) for steady growth.